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EQUITY RELEASE

D G Financial Services is a firm of independent financial advisers based in Diss. We cover areas from Norfolk to Suffolk and Cambridgeshire to North Essex and specialise in Equity Release advice.

Unlock tax-free funds from your residence by releasing equity from your home.

EQUITY RELEASE ADVICE

Equity release is like a loan you take out using your house as security. The most significant advantage is you can stay in your house.

You can apply for it if you're 55 or older and own a property. You can receive the funds as a lump sum or in smaller amounts. Repayment is only necessary when you pass away or transition into a care facility.

If it's within your financial means, consider making monthly payments to cover part of the interest. Doing so can lower the total interest that builds up over time, meaning you'll owe less in the end. Equity release can be an excellent option to pay off an existing mortgage, improve your home, or help a family member financially.

WHAT IS EQUITY RELEASE?

Equity release may be an option to consider if you're facing a pension shortfall or need to meet an unexpected expense.

It allows you to unlock some of the wealth you've accumulated in your property without moving. But before considering this option, you need to know some key aspects.

When generating additional cash, some people may feel they have no option but to sell their homes and downsize to obtain the money they need. With equity release, you can generate additional cash without incurring the cost and upheaval of moving.

UNLOCKING THE VALUE OF YOUR PROPERTY

A form of equity release, a lifetime mortgage allows homeowners to take out a loan on their home that is only repaid when they pass away or move to a care home. Interest payments can be made to reduce any debt. Notably, during the mortgage, you still own the property, and there is no threat of repossession (as long as the terms and conditions of the mortgage are met).

The amount of money you can receive depends on several factors, including your age(s) and the value of your property. Some lifetime mortgage providers also consider your health and lifestyle.

At D G Financial Services, we can help you look at your options and establish whether an Equity Release or a Lifetime mortgage suits you.

ARRANGE A CONVENIENT VIDEO OR PHONE CONSULTATION WITH US

You can schedule a meeting with an equity release adviser online or by phone.
Your adviser will get back to you to explain their advice and answer any questions regarding our equity release products. Based on your situation, they'll guide you on the most effective equity release plan.

If you do not keep up with mortgage repayments, your home may be repossessed. Ask for a personalised illustration to understand the features and risks.

Looking for expert independent financial planning and wealth management advice?

The experienced team at D G Financial Services is here to help. We specialise in building your wealth, safeguarding you, your loved ones, and your business, and planning for a secure future. Our independent financial planning services are tailored to fit your unique needs.

Ready to take the next step towards your financial security and independence?

Get in touch with us today, and let's discuss your requirements. We're here to guide you on your financial journey.

Telephone: 01379 454508 or email: info@dgfs.biz

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